Federal Poverty Line Guidelines

The Federal Poverty Line is "a measure of income issued every year by the Department of Health and Human Services (HHS)". Federal poverty levels are used to determine your eligibility for certain programs and benefits, including savings on Marketplace health insurance, and Medicaid and CHIP coverage.

 

Reduced-cost health care coverage options, based on the Federal Poverty Level (FPL), have been established to qualify families for subsidies to assist in making health care more affordable. While the FPL varies slightly every year, the income brackets created relative to the FPL that qualify families for healthcare coverage are set. The FPL also varies for the size of each family, meaning larger families have a higher set FPL (Note: FPL amounts are higher in Hawaii and Alaska). For example, an individual at 138% of the FPL in 2021 would have a household income of $17,774, while the household income of a family of 4 at 138% of the FPL would be $36,570.

 

For families with a modified adjusted gross income ranging from 0%-138% of the FPL, federal and state subsidies are available to increase access into a healthcare plan. In addition, your state may have expanded Medicaid coverage based solely on your income.

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View more on where you lie on the FPL here and a calculator for FPL here: 

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