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What is Medicare?

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Medicare is a federally run program that aims to provide subsidized and accessible health insurance to a specific population within the United States. You may qualify for Medicare if you are:

  • 65 years of age and over

  • Under age 65 and have a disability

  • Under age 65 and have End Stage Renal Disease (ESRD)

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​Medicaid enrollment is NOT a barrier to Medicare enrollment. You can dual enroll in Medicare and Medicaid

 

There are four parts to Medicare:

  • Part A & B, which cover all hospital and preventative care necessities

  • Parts C & D, which include the Medicare Advantage Plan and prescription drug coverage respectively.

 

Standard Medicare includes parts A & B with the addition of Part D if consistent prescription drug coverage is also needed. Part C, or the Medicare Advantage Plan can be acquired through a private insurance provider and includes coverage that matches parts A & B plus additional aspects, like dental, vision hearing and/or health and wellness programs.

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(Above) Figure 1: This figure shows the 4 different parts of medicare and what is covered under each.

Source: https://newsroom.nebraskablue.com/medicare-advantage-101/

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